Special Features of AMS

  A+ Rated by A.M. Best Underwritten by United Wisconsin Life.

  Choice of any doctor.

  Preferred Provider Organization (PPO)-maximum health-care benefits.

  Choice of Plans to fit the customer's needs.

  CHOICE OF EPO-Exclusive Provider Organization (Exclusive Network) POS-Point-of-service (Personal Medical Advisor/Primary Care Phy.) HMO-Health Maintenance Organization (Primary Care Physician) PPO-Preferred Provider Organization (Network of Physicians).

  Welcome-Customers will be called at home to explain custom package and answer questions. This also gives the insured an opportunity to talk confidentially.

  800 Customer Service Line, Available 24 hours a day, 7 days a week.

  Spanish and French Speaking Representatives are available to answer questions.

  Telecommunication Device for the hearing impaired.

  No Claim Forms.

  Simple, Easy changes to your Portfolio.

  Prescription Drug

  SPECStacular discounts on eyewear and exams at participating locations nationwide.

  Supplemental Accident Benefit- The first $500 covered is 100% out of our network.

  Dental Plan- $100 Lifetime Deductible, Preventive Treatment covered at 100%-Groups, 80%-Individuals

  Monthly Health Magazine-will be mailed to the insured's home.

  Nurse hotline- Open 24/7 on toll-free phone line for any health questions.

Group Coverage

  Lifestyle Choices- Work site incentive program with strategies needed for making healthy choices that can lead to longer, healthier, more productive lives-No Cost

  A Health-Care Specialist is assigned to your account to administer LifeStyle Choices and strive to keep you and your family healthy by focusing on prevention.

  Premium Savings Plan- Section 125 Premium Benefit Payment Plan on a Pretax Basis saves 7.65% or more, Save matching FICA & give employees aprx. 25% tax break.

  Cobra Care- Manage, collect premium, provide notifacations, reports, and updates on Cobra regulations.

  Elegibilty- Employees working at least 30 hours per week (20 hrs. upon request) 48 weeks for 1 year. Unmarried Children 20-25 if full-time students at accredited collage.

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