Financial Services Update
Valuation tables for large cap stocks in the Money Center Bank and Brokerage Sectors

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Prior Financial Services Updates
   July 2004
   June 2004
   May 2004
   Feb 2004
   Jan 2004
   Dec 2003
   Nov 2003
   Oct 2003

July 2004

NOTE: Please confirm through your own research any numbers on which you are to make a buy, sell or hold decision.


Money Center Banks for 7-30-04


Money Center Banks News

Monthly Sector Summary     During the month of July, 2004 EPS estimates have increase for BAC [5 cents], C [3 cents], USB and WB [1 cent each]. 04 EPS estimate fell 2 cents each for JPM and WFC. At month end, the year-to-date sector price losses went from -1.14% to -1.93%, 04 EPS growth estimates went from 15.85% to 16.11%, and yields rose from 3.18% to 3.20% before updating those yields. BAC doubled its dividend and WFC's dividend went from 45 to 48 cents a quarter. After that updates, yields stood at 3.46%.
    All the above stats are calculated before dropping ONE from the array - so there is an apples to apples comparison. After dropping ONE from the data, 04 EPS sector average growth was a very simular 16.14%, and sector average yield was a slightly smaller 3.45% [ONE had the second highest yield in the sector in June]. Year-to-date sector average price losses went from -1.93% to -3.66%. "Ratings" have not been updated in a while.


Brokers for 7-30-04


Broker News

Month Ending Sector Summary     During the month of July, the year-to-date sector price losses fell from a decrease of 3.72% to a decrease of 3.63% and 04 EPS growth estimates fell from 28.34% to 26.06%. EPS estimates rose for BSC [14 cents], GS [40 cents], and MWD [9 cents] and fell for AMTD [2 cents], LEH [3 cents], LM [34 cents], MER [18 cents], SCH [5 cents] and TROW [4 cents]. Yield went from 0.97% to 1.04% before updating dividends. LM increased its quarterly dividend from 15 cents to 22.5 cents, resulting in a sector average dividend yield of 1.08%.

    
    


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